Get the car quote in the mail ....time to gnash teeth again . I confess I don't "get " the insurance scam ....I mean game . I have to wonder how much of my payment goes toward lowering the premiums of the problem drivers out there as the industry wants to keep them as customers , for a price . I mean I've been driving a couple months short of 55 years , no accidents , one ticket in 20 years ( in the U.S. ) , retired and drive 5000 kms /year . Easy-peasy , right ? Hell , they should be paying ME ! No cell phone and no texter thingy to distract me .
The game part ? I decide to shop around just to really drive myself crazy . Grey Power ? ....I am grey ....auto insurance is pretty comparable BUT they want your house too ! OK , how much ? DOUBLE what I currently pay ......um , is there BALD POWER ????? Toupee Power ? Man Bun Power ?
Long and the short of it , they give with one hand ....another quote was $200 lower on the house , yearly ,... and take with the other hand .... $250 MORE on the car . What a racket . Guess my only choice is to bend over and pay !
Nice weather , isn't it ?
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To Err is human ....to blame someone else is Management Material !
Grey Power got bought out by Belair Direct and dropped that name..
Did any of them want you to add the ODB II device so they can track your driving habits?
i called grey power sometime ago and unless you were going to give them the total package they really didn't want to talk to you. when i told them it is a hobby farm they said they don't do them and thanks for calling more or less.
i still say that before long there will be a discount on your insurance if you put in a camera. or maybe ask them how much discount if you will put one in, maybe. thats if you would.
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"if you are not the lead dog, the view is all the same"
Insurance is just like the global warming scam .. It's all about how much money they can scam from us and they all sleep in the same bed as the liberal government. They share the same crooked value system..Charge more for less. Like our Hydro system most of us are now doing our laundry through the night, turning off the yard light, we mostly use led or curly bulbs, and we are now paying 3 to 4 times more than we did under the Conservative Government..Insurance has become the same, pay more for less.. They have really screwed with the accident benefits if you have a catastrophic accident now and have not bought up your policy to the coverage we had 6 or 7 years ago you are going to be in for a shock.. My wife had a serious accident in 2010 , never had an accident in 50 years, never had a ticket for anything. Spent 6 months in hospital and another 6 months at home in a body cast and another year in therapy and I had to fight the insurance company weekly for home care .. I have the same feeling about Insurance in On as, I do have a warm fuzzy feeling for the present Liberal Government .. NOT
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There is no elevator to success — you have to take the stairs.
Ditto to ALL of the above. When they got to the part about the tracking device I asked if I could put a camera in their office to track their " efficiency" since it impacted my premiums. The line went silent for a good 30 seconds, longest Corporate brain-fart I've been able to cause up to date.
Once they could think again the answer was " Um.....ahhh.....I ah......can you hold for a minute?" and put me on hold. When they returned I had my cell playing muzak into my landline while I remained silent. " .....uh....hello?...." I said into the mouthpiece " "please hold for the next available customer" , then waited. Took 90 seconds before they hung up. Idiots, all of 'em but fun for me!
Well as to the camera I've actually been considering it as a safety measure , given all the foolishness on the road these days ....worse than ever . Nothing was mentioned about it in my phone discussion , though . Well after digging out my old policies , comparing figures as best I could ( ...they like to toss around "insurance-speak" language just to be more confusing ) , and reading my tea leaves , and scratching my ....um , never mind .....I've decided to stand pat with what I've got .
I actually gave some thought to getting rid of the car and riding my 10 speed around , but came to my senses and decided the money trade off wouldn't be worth it . If I lived right in town it might be worth considering ....maybe next time .
T
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To Err is human ....to blame someone else is Management Material !
I had questioned a price increase in my home insurance a few years back, they didn't really have any real answer but they tried to make one up. They told me the premium changes can be tied to inflation. This happened to be during a brief period of negative inflation we were in. When I pointed that out to her and said 'Great! So the premium will be going down then since we're in negative inflation' - she didn't have a response to that.
Sometimes I wish they would just say, that's the price, it went up because we wanted to charge you more money instead of just making up excuses. I could at least respect them being honest about it.
That camera or monitoring device they want to put in our vehicles is only there for one reason, to increase your rates. Accidently run a stop sign or go over the limit by five klicks or run a cross walk, your rates will go up so fast, your head will spin. I'd like to hear from one person who installed their unit and got reduced rates because they proved they were a good driver. Two years ago, I got a five over speeding ticket, my rates just jumped 40%. I pay my broker $6000 a year for home and car etc. and they nail me for five over!
Sorry, a personal dash cam is one thing and probably a good thing considering how litigation is going these days, but the devices the insurance companies want you to install only work for the insurance company.
That camera or monitoring device they want to put in our vehicles is only there for one reason, to increase your rates. Accidently run a stop sign or go over the limit by five klicks or run a cross walk, your rates will go up so fast, your head will spin. I'd like to hear from one person who installed their unit and got reduced rates because they proved they were a good driver. Two years ago, I got a five over speeding ticket, my rates just jumped 40%. I pay my broker $6000 a year for home and car etc. and they nail me for five over!
Warren
Six grand a year!!!!!!!!! holy crap
I have always said never to stay with an insurance company for too long or they will start to take advantage of you. It's unfortunate I don't listen to myself. My premium is nowhere near that though. Like you said $6000 a year and they couldn't cut you some slack for 5 over.
Warren, are you saying that you got a ticket for 5km over the limit?? or did they knock it down to 5km from something higher?? For 5 over, you should be arguing speedo error!
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if you don't like the way I drive, stay off the sidewalk.
No cell phone and no texter thingy to distract me . 
